*Rates listed are available for borrowers with a 750 or greater credit score and loan amounts of $50,000 and below for non-real estate collateralized products. Standard processing fee of $175.00. Rate includes discount for auto-pay from Independent Bank checking/savings account. Rates as of August 1, 2019, and are subject to change without notice.
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The California Housing Finance Agency (CalHFA) has loan programs such the first mortgage conventional or CalPLUS fixed-rate loan, down payment assistance programs and mortgage credit certificates. In addition to lending programs, you can find an online homebuyer education course as well as links to NeighborWorks or HUD in-person education.
This private mortgage insurance (pmi) calculator reveals monthly PMI costs, the date the PMI policy will cancel and produces an amortization schedule for your mortgage. Mortgage Rates See Mortgage Rates
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VA Loan Rates. Because VA home loans are backed by the federal government, lenders have the luxury of charging competitively low interest rates. Eligible veterans and service members find that rates are generally lower with a VA home loan than a conventional mortgage. The VA doesn’t set interest rates.
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